Insurance Coverage
Harmon Hospital is an Acute Care Hospital providing Inpatient services. The hospital does not operate an Outpatient Department, Emergency Room, or Operating Room.
We currently accept Medicare, Medicaid, and most major commercial and Medicare Advantage insurance. While it is extremely important for you to work with your insurance provider to make sure you understand the details of your health insurance coverage, our admissions professionals will also attempt to verify your health insurance benefits based on the information provided or available at the time of your admission.
Frequently Asked Billing Questions
You may be responsible for paying a deductible for any services provided during your hospital stay. Deductible amounts vary based on the insurance plan.
Once the deductible is met, the insurance provider may also designate a co-payment amount you will be responsible to pay. For example, on a $6,000 bill, your deductible might be $1,400, so you would have to pay the first $1,400. This leaves a balance of $4,600, of which your co-payment might be 20 percent. This means you would have to pay an additional $920 (20 percent) before your insurance would cover the rest of the cost.
We will bill both your primary and secondary (if applicable) insurance providers. It is important that you verify the insurance information we have on file at the time of admission so we can ensure timely and proper processing of your insurance payment.
You will receive an explanation of benefits (EOB) notice from your insurance provider. The EOB details the amount the insurance provider has paid, including any deductible or co-payment. Please review the EOB carefully and call your insurance provider or our billing office if you have questions. You will also receive a monthly billing statement from the hospital detailing the amount not covered by your insurance provider that is due to the hospital.
In addition to the bill you receive from the hospital, you may receive bills from other physicians or specialists who cared for you during your hospital stay. Please contact their offices directly if you have questions concerning their bills.
Price Transparency
The Centers for Medicare and Medicaid Services requires hospitals to provide a listing of standard charges and shoppable services, which are updated annually and linked below.
For more information about your potential out-of-pocket costs, please contact your insurance provider prior to receiving care. Please contact our billing office at 702-794-0100 to discuss any questions or to review payment options.
